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shopify感应式和芯片式读卡器加拿大付款和购买介绍

2022/03/29

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加拿大境内支持的付款类型

在加拿大,您可以使用感应式和芯片式读卡器接受以下类型的付款:

  • Visa 和 Visa 借记卡

  • Mastercard 和 Mastercard 借记卡

  • American Express

  • Interac Debit

  • Apple Pay

  • Google Pay

  • Samsung Pay


加拿大的卡付款限额


备注

卡购买限额由卡品牌和发卡行设定。


对于 Visa、Mastercard 和 American Express 信用卡购买,直接感应卡时有 250 加元的限额。与 Apple Pay 或 Google Pay 关联的卡则没有限额。

对于大部分 Interac 借记卡、Apple Pay 和 Google Pay 购买,感应式支付的限额为 250 加元,这适用于实物卡以及 Apple Pay 或 Google Pay 付款。


备注

加拿大的银行正在着手在 2021 年提高感应式支付限额。在发卡行更新限额之前,某些卡的感应式支付限额可能仅为 100 美元。


卡类型感应式购买限额
Visa、Mastercard 或 American Express 信用卡250
与 Apple Pay 或 Google Pay 关联的 Visa、Mastercard 或 American Express 信用卡发卡行设置的限制
Interac 借记卡(大多数银行)250
与 Apple Pay 或 Google Pay 关联的 Interac 借记卡250

若要进行更大金额的购买,或者您的客户超出了他们的感应式支付限额,则客户可以插卡并输入PIN。虽然刷卡交易和 PIN 交易没有付款限额,但金融机构可能会设置自己的限额。


哪里可以购买感应式和芯片式读卡器

感应式和芯片式读卡器仅可以从位于美国和加拿大的 Shopify 硬件商店获取。

Shopify商户官网原文详情:

Supported payment types in Canada

In Canada, you can use the Tap & Chip Reader to accept payments from the following payment types:

  • Visa and Visa Debit

  • Mastercard and Mastercard Debit

  • American Express

  • Interac Debit

  • Apple Pay

  • Google Pay

  • Samsung Pay


Card payment limits in Canada


Note

Card purchase limits are set by card brands and issuing banks.


For Visa, Mastercard, and American Express credit card purchases, there's a 250 CAD limit when the card is tapped directly. For cards associated with Apple Pay or Google Pay, there's no limit.

For most Interac debit, Apple Pay, and Google Pay purchases, there's a $250 CAD limit for tap payments. Which applies both for actual cards as well as Apple Pay or Google Pay payments.


Note

Banks in Canada are rolling out tap limit increases over 2021. Some cards might have a tap limit of $100 until the issuing bank updates the limit.


Card TypeTap purchase limit
Visa, Mastercard, or American Express credit card250
Visa, Mastercard, or American Express credit card associated with Apple Pay or Google PayLimit set by card issuer
Interac debit card (most banks)250
Interac debit card associated with Apple Pay or Google Pay250

To make purchases for larger amounts, or if your customer has exceeded their tap limit, your customer can insert the card and enter their PIN. While there is no payment limit for swipe and PIN transactions, your financial institution might set its own limits.


Where to buy the Tap & Chip Reader

The Tap & Chip Reader is available only from the Shopify Hardware Store in the United States and Canada.

文章内容来源:Shopify商户官方网站


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